Technological Infrastructure Investments Between Their Reflections and Motives: Evidence from Arab Banks
Wagdi, O., Farid, H., Aly Hussien Aly Abdou, S. (2023). Technological Infrastructure Investments Between Their Reflections and Motives: Evidence from Arab Banks. EKB Journal Management System, 14(3), 1313-1372. doi: 10.21608/jces.2023.321502
Osama Wagdi; Hafez Farid; Shereen Aly Hussien Aly Abdou. "Technological Infrastructure Investments Between Their Reflections and Motives: Evidence from Arab Banks". EKB Journal Management System, 14, 3, 2023, 1313-1372. doi: 10.21608/jces.2023.321502
Wagdi, O., Farid, H., Aly Hussien Aly Abdou, S. (2023). 'Technological Infrastructure Investments Between Their Reflections and Motives: Evidence from Arab Banks', EKB Journal Management System, 14(3), pp. 1313-1372. doi: 10.21608/jces.2023.321502
Wagdi, O., Farid, H., Aly Hussien Aly Abdou, S. Technological Infrastructure Investments Between Their Reflections and Motives: Evidence from Arab Banks. EKB Journal Management System, 2023; 14(3): 1313-1372. doi: 10.21608/jces.2023.321502

Technological Infrastructure Investments Between Their Reflections and Motives: Evidence from Arab Banks

المجلة العلمية للدراسات التجارية والبيئية
Article 28, Volume 14, Issue 3, July 2023, Page 1313-1372  XML PDF (988.59 K)
Document Type: المقالة الأصلية
DOI: 10.21608/jces.2023.321502
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Authors
Osama Wagdi email orcid 1; Hafez Farid* 2; Shereen Aly Hussien Aly Abdou* 3
1Associate Professor of Business Administration, Business Administration Department Faculty of Management, Economics and Business Technology, Egyptian Russian University (ERU), Egypt.
2Visiting Assistant Professor in Business Administration, Department of International Trade College of International Transport & Logistics, Arab Academy For Science Technology & Maritime Transport, Egypt.
3Assistant Professor in Business Administration, Business Administration Department Faculty of Commerce and Business Administration, Helwan University, Egypt.
Abstract
The study investigated the reflections of technological infrastructure investments on Arab banks’ profitability and proposed a framework for their motivations for these investments, including marketing, operational, and regulatory reasons. Under quantitative analysis for 28 Arab banks across six countries over the period 2017–2021 according to Hierarchical Multiple regression and cross-sectional analysis, there is a contribution of investment in banking technological infrastructure to the interpretation (46.1%) and (64%)  of the change in ROA, but the interpretation (44.1%) and (58.7%) of the change in return on equity, respectively. On the other hand, under qualitative analysis for 421 questionnaires received. They were collected between May 2022 and March 2023, according to the Friedman test, there is a difference in the importance of investment motives in the technological infrastructure of the Arab banks between marketing, operational, and regulatory reasons. Technological infrastructure investments are one of the mechanisms for achieving entrepreneurship for banks based on creating benefits for the economy, clients, and employees in addition to improving the bank's profitability.
 
Keywords
Banks’ Profitability; Financial Technology; Technological Infrastructure; Arab Banks; Technological Infrastructure Investments
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