A proposed model for loan approval prediction using XAI
Ayad, O., hegazy, A., Dahroug, A. (2023). A proposed model for loan approval prediction using XAI. EKB Journal Management System, 6(1), 1-11. doi: 10.21608/njccs.2024.215974.1013
Omar M Ayad; Abd-El.Fattah hegazy; Ahmed Dahroug. "A proposed model for loan approval prediction using XAI". EKB Journal Management System, 6, 1, 2023, 1-11. doi: 10.21608/njccs.2024.215974.1013
Ayad, O., hegazy, A., Dahroug, A. (2023). 'A proposed model for loan approval prediction using XAI', EKB Journal Management System, 6(1), pp. 1-11. doi: 10.21608/njccs.2024.215974.1013
Ayad, O., hegazy, A., Dahroug, A. A proposed model for loan approval prediction using XAI. EKB Journal Management System, 2023; 6(1): 1-11. doi: 10.21608/njccs.2024.215974.1013

A proposed model for loan approval prediction using XAI

Nile Journal of Communication and Computer Science
Volume 6, Issue 1, December 2023, Page 1-11  XML PDF (974.4 K)
Document Type: Original Article
DOI: 10.21608/njccs.2024.215974.1013
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Authors
Omar M Ayad email orcid 1; Abd-El.Fattah hegazy2; Ahmed Dahroug3
1Arab Academy for Science& Technology and Maritime transport
2College of Computing and Information Technology, Cairo Arab Academy for Science, technology, and maritime transport
3College of Computing and Information Technology, Cairo Arab Academy for Science, technology, and maritime transport adahroug_87@aast.edu
Abstract
Abstract— With the rapid growth in the banking sector due to the current inflation in Egypt, many people go to the bank for a loan. This paper proposes a model which predicts loan approval of bank applicants using explainable artificial intelligence, this study is based on the “Give Me Some Credit” dataset with more than 120k rows so the paper could train the model on earlier records of bank applicants that applied before for a bank loan.
Keywords—: Loan, XAI, prediction, machine learning, banking sectorAbstract— With the rapid growth in the banking sector due to the current inflation in Egypt, many people go to the bank for a loan. This paper proposes a model which predicts loan approval of bank applicants using explainable artificial intelligence, this study is based on the “Give Me Some Credit” dataset with more than 120k rows so the paper could train the model on earlier records of bank applicants that applied before for a bank loan.
Keywords—: Loan, XAI, prediction, machine learning, banking sector
Keywords
Loan; XAI; prediction; machine learning; banking sector
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